Low Rates
Lower rates than our competitors equals money in your pocket.
Communication
Stay informed throughout the process with direct access to a Valor banker.

Close Confidently
We educate you on all of your loan options to ensure you feel confident in receiving the best terms for your purchase.
Home Loans
ConventionalFixed rate and adjustable rate mortgages (ARMs) for loan amounts up to $806,500. |
JumboBorrow up to $3 million to purchase or refinance your existing home. |
VAFor a Military Veteran and those actively serving. 100% financing and no private mortgage insurance. |
FHAAlternative to conventional financing providing more flexibility in credit, income, and down payment. |
USDAOption of no down payment when buying in a designated rural area. |
Remodel LoanFund your home purchase and remodel with one loan that refinances to a long term mortgage once the remodel is completed. |
Construction LoanWe can help you build the home of your dreams. Finance the construction of your home today. |
Bridge LoanUse the equity in your current home to buy a new home or for the down payment on a new home. |
2nd MortgageConsolidate debts, finance home improvements, or cover a portion of the down payment on the first mortgage to avoid private mortgage insurance. |
Lot LoanBuy a lot to build your dream home. This can be included with the first draw of the construction loan or buy and build later. |