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Official Rules NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN.

1. Eligibility:

This Campaign is open only to those who are 21 years of age or older as of the date of entry. The Campaign is only open to legal residents of the United States, and is void where prohibited by law. Employees of Valor Bank, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Campaign. The Campaign is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. Agreement to Rules:

By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Valor Bank as final and binding as it relates to the content of this Campaign.

3. Campaign Period:

Entries will be accepted online starting on 09/15/25, 10:00 am, CST and ending 09/25/25, 11:59 pm, CST.

4. How to Enter:

The Campaign must be entered by

Facebook Entry

  1. Liking our page at facebook.com/valorbank
  2. Liking the entry post, and
  3. Tagging your friends who you want to go to the Wings Fall Festival with (at least three)
  4. For a second entry follow our page on instagram.com/valorbank and repeat steps 2-3

Instagram Entry

  1. Following our page at instagram.com/valorbank
  2. Liking the entry post, and
  3. Tagging your friends who you want to go to the Wings Fall Festival with (at least three)
  4. For a second entry follow our page at facebook.com/valorbank and repeat steps 2-3

The entry must fulfill all Campaign requirements, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Valor Bank.

You may enter up to two times. You must provide the information requested. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Valor Bank.

5. Prizes:

Three individual Winners of the Campaign (the “Winners”) will each receive one free fall gift basket with an approximate retail value of $100. Actual/appraised value may differ at time of prize award. The contents of prize basket shall be solely determined by Valor Bank. The specifics of the prize shall be solely determined by Valor Bank. No cash or other prize substitution shall be permitted except at Valor Bank’s discretion. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Valor Bank to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds:

The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification:

Winners will be selected on 09/26/25 by 5:00 pm CST by random drawing under the supervision of Valor Bank. Winner will be notified through social media post and direct message following selection of Winner. Valor Bank shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, or fails to appear in person to pick up their prize at Valor Bank, 1501 Renaissance Blvd, Edmond, OK 73013 or within 7 calendar days from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Campaign is conditioned upon compliance with any and all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER VALOR BANK’S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE CAMPAIGN, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You:

By entering this content (e.g., photo, video, text, post, etc.), You understand and agree that Valor Bank anyone acting on behalf of Valor Bank’s licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent.

9. Limitation of Liability:

By entering, You agree to release and hold harmless Valor Bank and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

10. Disputes:

THIS Campaign IS GOVERNED BY THE LAWS OF the United States AND the State of Oklahoma WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Campaign, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Campaign, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Oklahoma having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Campaign). Participant further waives all rights to have damages multiplied or increased.

11. Sponsor:

The Sponsor of the Campaign is Valor Bank 1501 Renaissance Blvd, Edmond, OK 73013. The Campaign hosted by Valor Bank is in no way sponsored, endorsed, administered by, or associated with Facebook, Instagram, or Wings Special Needs Community.